This category would provide specific resources for individuals preparing for competitive exams in the banking sector. It would cover relevant topics such as quantitative aptitude, reasoning, general awareness (especially related to banking and finance) and potentially specialized knowledge of banking procedures and regulations . The content would include practice MCQs, test-taking strategies, and analysis of previous year’s question papers to help understand the exam pattern and the types of questions asked . The importance of this category would be in equipping aspiring banking professionals with the necessary skills and knowledge to excel in
What is a ‘Letter of Credit’ (LC) in international trade.
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A. A type of loan offered by banks to importers.B. A document confirming ownership of goods.C. A guarantee of payment in international trade.D. A ...
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What are Non-Performing Assets (NPAs) in banking, and what are.
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A. Loans that are performing well and generating income.B. Investments that have generated significant returns.C. Loans on which borrowers have defaulted or are overdue.D. ...
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What is the significance of the Net Interest Margin (NIM).
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A. It reflects the bank's overall expenses.B. It indicates the bank's capital adequacy.C. It measures the bank's liquidity position.D. It shows the difference between ...
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How do banks manage their operational risk? | operational risk.
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A. Focusing solely on customer service.B. Ignoring potential threats and vulnerabilities.C. Implementing robust internal controls and training.D. Investing only in marketing and advertising.
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What is the purpose of a bank’s ‘capital adequacy ratio’.
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A. To measure a bank's profitability.B. To measure a bank's liquidity.C. To measure a bank's financial strength and stability.D. To measure a bank's customer ...
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Explain the concept of ‘credit risk’ in banking. | risk.
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A. Risk of losing money due to interest rate changes.B. Risk of a bank run.C. Risk of a borrower failing to repay a loan.D. ...
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What is the role of a bank in facilitating international.
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A. Providing loans to small businesses only.B. Acting as intermediaries between buyers and sellers.C. Regulating international trade policies.D. Managing government tax collection.
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How does a bank manage its interest rate risk? |.
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A. By only offering fixed-rate loans.B. By avoiding any investments in securities.C. Through asset-liability management and derivatives.D. By increasing its lending activities.
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What are ‘systemic risks’ in the banking sector? | managing.
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A. Risks specific to individual banks.B. Risks related to interest rate fluctuations.C. Risks that can destabilize the entire financial system.D. Risks associated with fraud ...
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What is the role of a credit rating agency in.
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A. They lend money to banks.B. They regulate banks' lending practices.C. They audit banks' financial statements.D. They assess the creditworthiness of borrowers and issuers.