This category would provide specific resources for individuals preparing for competitive exams in the banking sector. It would cover relevant topics such as quantitative aptitude, reasoning, general awareness (especially related to banking and finance) and potentially specialized knowledge of banking procedures and regulations . The content would include practice MCQs, test-taking strategies, and analysis of previous year’s question papers to help understand the exam pattern and the types of questions asked . The importance of this category would be in equipping aspiring banking professionals with the necessary skills and knowledge to excel in
Describe the role of a ‘correspondent bank’ in the international.
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A. It lends money directly to consumers.B. It regulates international banking transactions.C. It acts as an agent for other banks in foreign countries.D. It ...
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What is the significance of the Cash Reserve Ratio (CRR).
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A. It measures bank profitability.B. It is a measure of bank liquidity.C. It is a tool used by central banks to control the money supply.
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What are ‘Non-Performing Assets’ (NPAs) in banking, and what are.
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A. Loans that are performing well.B. Investments in government securities.C. Loans on which borrowers have defaulted.D. Deposits held by customers.
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Explain the significance of the Net Interest Margin (NIM) for.
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A. It measures customer satisfaction.B. It indicates the bank's capital adequacy.C. It measures the bank's liquidity position.D. It is a key indicator of a ...
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What is the purpose of ‘stress testing’ in the banking.
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A. To assess customer satisfaction.B. To evaluate employee performance.C. To evaluate a bank's resilience to adverse economic conditions.D. To determine profitability.
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How does the concept of ‘fractional reserve banking’ contribute to.
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A. It restricts the amount of money banks can lend.B. It increases the amount of physical cash in circulation.C. It allows banks to create money through lending and ...
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What is the role of a credit rating agency in.
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A. They provide loans to banks.B. They regulate bank operations.C. They assess the financial health and creditworthiness of banks.D. They manage bank investments.
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What is the significance of ‘Net Interest Margin’ (NIM) for.
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A. It measures the bank's total assets.B. It measures the bank's liquidity.C. It measures the bank's profitability from its core lending and investment activities.D. ...
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How does a bank manage its Liquidity Risk to ensure.
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A. By investing heavily in high-risk, high-return assets.B. By focusing solely on attracting large depositors.C. Through careful asset-liability management, diversification of funding sources, and stress testing.
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What is the role of a ‘Correspondent Bank’ in the.
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A. To lend money directly to individuals.B. To act as an intermediary in international banking transactions.C. To regulate international financial markets.D. To insure against ...