This category would provide specific resources for individuals preparing for competitive exams in the banking sector. It would cover relevant topics such as quantitative aptitude, reasoning, general awareness (especially related to banking and finance) and potentially specialized knowledge of banking procedures and regulations . The content would include practice MCQs, test-taking strategies, and analysis of previous year’s question papers to help understand the exam pattern and the types of questions asked . The importance of this category would be in equipping aspiring banking professionals with the necessary skills and knowledge to excel in
What are the different types of risks faced by banks?
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A. Credit risk, market risk, and operational risk only.B. Credit risk, market risk, operational risk, liquidity risk, and reputational risk.C. Only liquidity risk and reputational risk.
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Explain the concept of ‘Net Interest Margin’ (NIM) in banking.
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A. It measures the bank's overall expenses.B. It represents the bank's capital adequacy.C. It shows the difference between interest earned and interest paid.D. It ...
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What is the significance of a bank’s capital adequacy ratio.
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A. It determines the bank's profit margin.B. It measures the bank's customer satisfaction.C. It indicates the bank's ability to absorb losses.D. It reflects the ...
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What are the main functions of a ‘Central Bank’ in.
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A. Managing government debt and taxesB. Regulating stock markets and insurance companiesC. Issuing and managing currency and regulating banksD. Providing loans directly to businesses ...
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What is a ‘Letter of Credit’ (LC) and its role.
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A. A type of bank loanB. A document confirming the shipment of goodsC. A bank guarantee of payment to a sellerD. An insurance policy ...
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How does a bank manage its ‘Liquidity Risk’ to ensure.
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A. By only lending to high-credit-rated borrowersB. By investing heavily in long-term assetsC. By maintaining sufficient cash reserves and liquid assetsD. By relying solely ...
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What is the significance of ‘Capital Adequacy Ratio’ (CAR) in.
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A. It measures a bank's profitabilityB. It indicates the bank's customer satisfaction levelsC. It measures a bank's ability to absorb potential lossesD. It determines ...
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What are the different types of ‘Bank Risks’ faced by.
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A. Interest rate risk and exchange rate risk onlyB. Credit risk, market risk, and liquidity risk onlyC. Credit risk, market risk, operational risk, liquidity risk, and reputational risk
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Explain the concept of ‘Bank Reconciliation’ and its importance. |.
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A. Reconciling customer accountsB. Balancing the bank's assets and liabilitiesC. Comparing the company's cash balance with the bank statementD. Managing the bank's investment portfolio
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What is the role of a ‘Credit Rating Agency’ in.
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A. To regulate the amount of money banks can lendB. To manage the bank's internal financial risksC. To assess the creditworthiness of borrowers and debt issuers