This category is dedicated to providing resources for those aiming for banking jobs in Pakistan . The preparation materials would focus on subjects relevant to banking operations, financial markets and economic principles and might also include sections on quantitative aptitude, reasoning skills and English language skills—commonly tested areas in banking job applications . The category could include practice tests designed to simulate the actual banking job exams , study guides covering essential banking concepts and helpful tips for improving performance . The category could also include information on the typical interview process and how to effectively prepare for it .
What is the significance of a bank’s ‘Net Interest Margin’.
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A. It measures a bank's liquidity.B. It measures a bank's capital adequacy.C. It measures a bank's profitability from its core lending operations.D. It measures ...
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What does the term ‘underwriting’ mean in the context of.
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A. The process of issuing new shares to the public.B. The process of evaluating and assuming financial risk.C. The process of managing a bank's assets.
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Explain the concept of ‘dematerialization’ of shares in the context.
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A. The process of creating physical share certificates.B. The process of converting physical share certificates into electronic form.C. The process of selling shares in the stock market.
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What is the difference between a Fixed Deposit (FD) and.
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A. FDs offer higher liquidity, while RDs offer higher returns.B. FDs require regular deposits, while RDs require a lump sum deposit.C. FDs and RDs are identical in terms ...
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What are the risks associated with internet banking? | phishing.
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A. High transaction fees.B. Limited access to services.C. Phishing attacks, malware, and data breaches.D. Inability to deposit cash.
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Describe the process of ‘KYC’ (Know Your Customer) in banking.
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A. Verifying customer identities to prevent financial crimes.B. Issuing credit cards to new customers.C. Processing loan applications.D. Managing customer accounts.
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What is the purpose of a Bank Reconciliation Statement? |.
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A. To calculate the bank's profit.B. To compare the company's cash balance with the bank's records.C. To determine the bank's loan portfolio.D. To assess ...
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What is the significance of a bank’s ‘Net Interest Income’.
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A. Total revenue generated by a bank.B. The difference between interest earned and interest paid.C. The bank's total assets minus liabilities.D. The value of ...
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How does a bank manage its operational risk? | operational.
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A. By increasing interest rates.B. By investing solely in high-yield bonds.C. Through robust internal controls and technology.D. By reducing the number of employees.
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What are the different types of bank branches? | banks.
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A. Full-service, specialized, satellite, virtual.B. Urban, rural, suburban.C. Small, medium, large.D. Domestic, international, offshore.