This category is dedicated to providing resources for those aiming for banking jobs in Pakistan . The preparation materials would focus on subjects relevant to banking operations, financial markets and economic principles and might also include sections on quantitative aptitude, reasoning skills and English language skills—commonly tested areas in banking job applications . The category could include practice tests designed to simulate the actual banking job exams , study guides covering essential banking concepts and helpful tips for improving performance . The category could also include information on the typical interview process and how to effectively prepare for it .
How does a bank manage its ‘credit risk’? | risk.
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A. By offering only high-interest loans.B. By refusing all loan applications.C. Through diversification, credit scoring, and loan monitoring.D. By investing only in government securities.
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What is the role of a bank’s ‘internal audit’ function?
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A. Managing customer accounts.B. Providing loans to customers.C. Assessing the bank's financial health.D. Overseeing the bank's marketing department.
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Explain the concept of ‘capital adequacy’ in banking and its.
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A. The amount of cash a bank holds.B. The level of customer deposits.C. The ratio of a bank's capital to its risk-weighted assets.D. The ...
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What are the different types of bank loans available to.
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A. Term loans, personal loans, credit cards.B. Mortgages, auto loans, student loans.C. Term loans, lines of credit, commercial real estate loans.D. Savings accounts, checking ...
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Define ‘stress testing’ in the context of banking and its.
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A. A method of evaluating employee performance.B. A type of loan offered by banks.C. A simulation of adverse economic scenarios on a bank.D. A ...
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What is the role of credit rating agencies in the.
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A. They regulate bank lending practices.B. They provide loans to banks.C. They assess the creditworthiness of borrowers.D. They manage bank assets.
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How does the ‘marginal cost of funds’ impact a bank’s.
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A. It has no impact on lending decisions.B. It determines the minimum lending rate.C. It influences the interest rate banks charge on loans.D. It ...
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What are the key differences between a ‘demand deposit’ and.
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A. They both offer the same interest rates.B. Demand deposits offer higher interest rates.C. Time deposits offer immediate access to funds.D. Demand deposits allow ...
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Explain the concept of ‘liquidity risk’ in the banking sector.
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A. Risk of loan defaultsB. Risk of fraudC. Risk of insufficient funds to meet obligationsD. Risk of cyberattacks
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What is the significance of Basel Accords in regulating global.
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A. They primarily regulate interest rates.B. They are only relevant to European banks.C. They establish international standards for banking supervision.D. They focus solely on ...